Should You Include Your Credit Score In Your Dating App Profile?

6 Major Challenges Of Dating A Divorced Man
29 Abril, 2023
Type-A Vs Type-B: How Your Personality Affects Your Relationship
3 Maio, 2023

Should You Include Your Credit Score In Your Dating App Profile?

You will qualify for the very best rates on credit cards and loans. Will someone refuse to date you or ditch you on the first date simply because your credit score is poor or fair? Avoid being defensive about your debt, or painting it in an overly negative light as though you’re ashamed of what you owe. Be prepared to discuss the type of debt, such as credit cards or personal loans, and be ready with the numbers to give your partner a good idea of where you stand. And, if you feel comfortable doing so, you can explain the circumstances behind why you owe as well as your plans for becoming debt free.

VantageScore credit score

Making sure your on the same page is far more important than what the score is. In order to grow your net worth, it’s important to thoroughly understand the details of your net worth. People are spending more than they think and saving less than they think. False beliefs add up to deleterious consequences over time as people wonder where all their money went. As soon as I started tracking my net worth through an Excel document 12 years ago, I was able to optimize my money for the greatest returns. I would much rather have someone go through financial hardship, learn her lessons, and make progress towards improvement than never experience anything bad.

FICO credit score

After bottoming out at 686 in October 2009, the national average FICO score has increased for 11 years in a row, representing a steady upward trend in U.S. credit quality. Full BioJean Folger has 15+ years of experience as a financial writer covering real estate, investing, active trading, the economy, and retirement planning. She is the co-founder of PowerZone Trading, a company that has provided programming, consulting, and strategy development services to active traders and investors since 2004. Their debt-to-income-ratio is typically less than 28%. Likes running, tennis, traveling, and sipping tea in front of a roaring fire.

Here’s how you can safeguard your credit score from your partner’s bad credit. That being said, my ex wife and I have great credit scores, still separated. That also being said, I doubt I would want to date someone like the lady in this article if that is that important to her. Hey, that person with bad credit might appreciate saving your money even more than someone without financial worries, because they have come to learn its value even more thru some unfortunate situation.

Below, we’ll cover what the average credit score is by age and how your geographic region and income can impact this average. We’ll also provide tips on how to increase your credit score. As you age, understanding how credit works is essential to ensure you don’t miss out on opportune financial opportunities.

Dating Someone with Bad Credit? Here’s How to Protect Your Score

Early on, try getting comfortable talking about money in more general terms; it doesn’t have to entail asking each other’s credit score right away. Below, CNBC Select asked Rod Griffin, Experian’s senior director of consumer education and advocacy, for his advice on why you should know your partner’s credit score. But caution is always advisable when getting to know someone. That’s why it’s important to protect your personal information online. Do your best to prevent access to things that could hurt your finances or lead to harassment. Avoid discussing any financial details that could put your accounts in jeopardy, such as where you bank or if you keep cash in your home.

Financial Samurai earns a commission for each sign up at no cost to you. In 2012, I left banking after negotiating a severance package worth over five years of living expenses. Today, I enjoy being a stay-at-home dad to two young children, playing tennis, and writing.

However, being financially compatible is important for a long and harmonious relationship. Brooklyn resident Martina Paillant boasts a credit score above 800 and is seeking a mate who also has excellent credit. I never really gave a thought to the actual numerical score. I paid everything in full early or on time so I assumed the score was ok. If doing what I did was not a good score then who had one?

Re: Should you ask someone their credit score on the first date?

In FICO terms, a score of 800 or above is “Exceptional” and way above the national average. Borrowers in this range will most likely not have a problem getting credit. Based on history, only about one percent of 800+ credit score holders are likely to become delinquent. Check all three of your credit reports at, the only site authorized by federal law.

Opinions expressed here are author’s alone, not those of any bank, credit card issuer or other company, and have not been reviewed, approved or otherwise endorsed by any of these entities. All information, including rates and fees, are accurate as of the date of publication and are updated as provided by our partners. Some of the offers on this page may not be available through our website.

We never tell on a first date, or a fifth, for that matter. The highest score you can have on the most widely used scales. According to an analysis conducted by credit bureau Experian, about 1.3% of all FICO scores were at the coveted 850 as of the third quarter of 2021.

For rates and fees of the Discover it® Secured Credit Card, click here. “I sometimes jokingly say that instead of the pickup line being, ‘What’s your sign?’ it should be, ‘What’s your score?'” Griffin says. Basloe said she has worked hard to achieve financial independence and doesn’t want a relationship with someone financially irresponsible to ruin that. Male respondents said financial savvy is just as important as physical attraction, slightly less important than sex and intimacy and much more important than career ambition.

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. We are an independent, advertising-supported comparison service. Sign Up NowGet this delivered to your inbox, and more info about our products and services.